About us
Cash matters - but managing it well shouldn't be complicated.
Cascade was created to make cash work harder, smarter, and more securely for every type of client. From individuals and businesses to trusts, charities, pensions and client money accounts, we provide independent cash solutions designed around real-world needs - not bank agendas.
Our clients come to us for many reasons. Some experience major life events that create large cash balances, such as a business sale, inheritance or divorce. Others need a reliable cash buffer as part of ongoing financial planning. Whatever the situation, the challenge is the same: finding the right balance between access, return and protection.
That’s where Cascade comes in.
Using intelligent technology and deep market insight, we build bespoke cash portfolios in seconds, spreading money across multiple banks and terms - from instant access to longer-term deposits. This approach helps clients optimise returns, manage liquidity, and maximise protection under the FSCS and EU Deposit Guarantee Schemes, all in one place.
Just as importantly, control always stays with the client. They retain full authority over their money, with complete transparency and no compromise on security. It’s why we describe our service as Secure by Design.
At Cascade, we believe cash deserves the same care, strategy and professionalism as any other asset.
Our purpose is simple: to give clients confidence that their cash is working for them - safely, efficiently and on their terms.
Secure By Design
At Cascade, your money is always held in your name.
We do not use hidden bare trust structures or pooled accounts. Every bank or building society holding your cash knows exactly who you are and can deal with you directly at any time. This transparency is fundamental to how our service is designed.
Because accounts are held in your own name, protection under the Financial Services Compensation Scheme works exactly as intended. In the unlikely event a claim is required, your money can be returned as quickly as possible, with minimal administration. This avoids the delays and complexity often associated with bare trust structures, where recovery depends on third-party platforms and their record-keeping.
Alongside this robust structure, Cascade monitors one of the largest sterling cash datasets available, updated daily across all providers and terms from instant access to five years. This allows us to identify the most appropriate mix of access, security and return for each client.
Supported by experienced specialists who actively oversee portfolios and keep clients informed, Cascade delivers a cash solution that is transparent, resilient and truly secure by design.
Our Core Values
Independence by Design
We are completely impartial. Our solutions are built around what’s right for the client - not bank incentives, product bias or hidden structures.
Independent by design,
always in the client’s best interest
Security Without Compromise
Client protection comes first, always. From accounts held in clients’ own names to maximising FSCS coverage, security is built into the structure of our service, not layered on afterwards.
Security built in,
never bolted on
Transparency and Trust
We believe trust is earned through clarity. Clients always know where their money is held, why decisions are made, and retain full control at every stage.
Transparency without fine print
Expertise That Adds Value
Cash deserves the same professional oversight as any other asset. We combine deep market knowledge with intelligent technology to deliver outcomes that are both robust and responsive.
Expertise where it matters,
simplicity where it counts
Simplicity That Serves Clients
Behind the scenes is complexity; for clients, everything is clear and straightforward. We remove friction, reduce administration and make cash management easy to understand and act upon.
Client control,
without compromise
Care in Every Conversation
Whether supporting advisers or clients directly, we bring dedication, responsiveness and genuine care to everything we do - because cash decisions matter.
